Q: Is there any family income criterion in this scheme?
A: No, there is no upper limit of family income in this scheme.
Q: What is the rate of interest charged in this scheme ?
A: It is at par with the similar schemes being implemented by the Government of West Bengal, as decided /determined by the RBI.
Q: What is repayment period of the loan?
A: The repayment period would be five to seven years. The initial moratorium period shall be prescribed by the banks concerned.
Q: What will be the rate of interest?
A: It shall be at par with the similar schemes being implemented by the Government of West Bengal as decided /determined by the RBI.
Para-wise clarifications of W.B. Health Scheme’2008 have been provided by the Finance Department (Medical Cell), for guidance of all concerned, vide Memorandum No. 9205-F (MED), Dt.05-10-2009.
Point of Doubt - "Dependent Member of the family of an employee" has been defined in clause 3(e) of the West Bengal Health Scheme (as amended under notification no. 6722-F dt. 09-07-09) and conditions of dependency has been clarified in para-3 of the memo no. 3474-F dt. 11-05-09.
Whether conditions of dependency are applicable for spouse who has income more than Rs. 1500/- per month?
Clarification - For availing the medical facilities under the West Bengal Health Scheme, 2008 children, minor brothers, unmarried/widowed/divorced daughters, unmarried/widowed/divorced sisters shall be deemed to be dependent on the Govt. Employee if they are normally residing with him/her and their income from all sources does not exceed Rs. 1500/- per month.
The conditions of dependency are not applicable to the spouse. In other words, spouse is automatically included for medical benefits under the West Bengal Health Scheme, 2008 and hence where both husband and wife are State Govt. employees none of them will be entitled to draw regular medical allowance if either of them opts to come under the scheme.
Point of Doubt - A new entrant to Government service and having no G.P.F number. What procedure will be taken for his/her enrolment under the scheme?
Clarification - Identity Cards to the West Bengal Secretariat Service officers may be issued by the Administrative Departments with due information to the PAR Department
Point of Doubt - West Bengal Secretariat Service is a Constituted Service but there is no service Record Cell Under The PAR Department for that service Officers. Who will issue identity cards to such service officers.
Clarification - Identity Cards to the West Bengal Secretariat Service officers may be issued by the Administrative Departments with due information to the PAR Department.
Point of Doubt - Whether animal bite cases will come under the purview of "injuries caused by accidents" under clause 7(1)(*) of the West Bengal Health Scheme, 2008 for reimbursement of the cost of OPD treatment?
Clarification - YesN.B. As per the aforementioned G.O. this order shall be deemed to have taken effect from 01-06-2009